Successful Retirement Strategies
Why Financial Education is Important
By attending Successful Retirement Strategies, you learn about the many ways to save for retirement as well as the advantages and disadvantages of each. In straightforward language, this class explains strategies that help you to make informed financial decisions.
Who Should Attend
Successful Retirement Strategies addresses financial issues that pertain to the self-employed as well as employees of corporations and government agencies. The course is designed to teach you ways to build wealth and align your money with your values to accomplish your goals in life.
This course is designed to save you time by delivering comprehensive knowledge you can easily apply to your situation.
The Difference Between Education & Information
You can find trendy financial news almost anywhere, but it is difficult to use this information to make informed decisions and create a plan for your retirement.
When it comes to important subjects like retirement planning, it makes sense to learn from a reliable, trusted source. Classroom sessions are instructed by a qualified financial professional who enhances the presentation with stories of real-life experiences. Attendees enjoy the interactive lecture format where participation and questions are encouraged but not required.
What This Course Will Cover
Retirement Needs & Expenses
- Early retirement trends
- How long must your money last?
- Inflation, prices and purchasing power
- Retirement expectations
- How much will you need to retire?
- Can you retire today?
Retirement Income Sources
- Traditional IRAs
- Roth IRAs
- IRA to Roth IRA conversions
- Other retirement income sources
- Social Security eligibility and benefits
- Employment income and Social Security
- Employer-sponsored defined benefit and contribution plans
Retirement Plan Distributions
- Retiring or changing jobs?
- Defined benefit and contribution plans
- Retirement planning mistakes
- Financial and cash-flow statements
- Credit and debt
- Marginal tax rates, taxable investments and capital gains
- Rollovers, direct rollovers and transfers
- Annuity income and choices
- Early retirement considerations
- Required minimum distributions
Risk Management & Asset Protection
- Disability income insurance
- Health insurance and Medicare
- Long-term care and insurance
- Comparing life insurance
Estate Planning
- Planning for incapacity
- Taxes
- Shortfalls of will-only estate plans
- Probate
- Gifting assets
- Joint ownership of property
- Direct transfer assets
Course Textbook
This course includes a financial planning and retirement textbook with examples and illustrations, which is yours to keep. Written in easy-to-understand terms, your textbook helps you learn more about the financial concepts discussed in class, provides a step-by-step process to apply your knowledge and becomes a useful reference tool after the course is complete.
After Class
After the in-person class, we invite you to schedule a complimentary personalized financial consultation to discuss your specific needs and concerns.
If you choose to work with us, we will explore all facets of your financial well-being and create a comprehensive financial plan. We will work alongside you as the agreed-upon action items are implemented and set into place. While a structured financial plan may have been created, life almost never plays out the same on paper as it does in reality. Laws and policies change, investment performance varies, and goals are often adjusted over time. This creates a need to update your plan on a regular basis to make sure you are still on track, and that the original plan still fits the retirement you desire. At the discretion of a case-by-case basis, we will convene periodically to update your plan with any substantial changes that may have occurred.